North County EDC Business Journal

SPRING 2016 // ISSUE 11

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Want more rewards? You got it. Get double rewards and a introductory rate Limited time offer: April – June , At Wells Fargo, we appreciate the value that businesses like yours bring to our communities. So we'd like to present this exclusive Business Platinum Credit Card offer. • Earn double rewards for the first six months with no cap on points or cash back when you enroll in the Wells Fargo Business Rewards® program. • Take advantage of a introductory rate for nine months on purchases and balance transfers. • Enroll in Rewards and the first year rewards program fee is waived. When it comes to the financial side of running and growing your business, we can help. Stop by to speak to a local banker today, or visit to make an appointment. All credit decisions are subject to credit approval. 1 Of fer valid between 04/01/2016 and 06/30/2016. You must enroll in the Wells Fargo Business Card Rewards program at the time of account opening to receive double rewards for the first six billing cycles. There is no limit to the double points or cash back earned. Applies to the first six cycles as long as the customer does not default under the Business Platinum Credit Card or Business Secured Card Customer Agreement. 2 Apply for a new Business Platinum Credit Card between 04/01/2016 and 06/30/2016 and, upon approval, receive a promotional rate of 0% on purchases and balance transfers for the first nine billing cycles af ter account open. Valid as long as a default does not occur under the Business Platinum Credit Card Customer Agreement. You will be assigned an interest rate at account opening that will be Prime + 6.99% to Prime + 15.99% and will become ef fective af ter the expiration of the nine billing cycles unless a default occurs under the Customer Agreement and we elect to increase the rate, or we exercise our right to change the terms of the account. Each balance transfer transaction will be assessed a 4% fee ($10 minimum). Payments will be applied to advances with promotional rates before application to other advances. Balance transfers from Wells Fargo accounts are not permitted. Prime, which is subject to change, refers to Bank's announced Prime Rate which is 3.50% as of 3/01/2016. 3 Of fer valid through 06/30/2016. Enroll in the optional Wells Fargo Business Card Rewards program when you open a new Business Platinum Credit Card account or Business Secured Credit Card account and get the annual rewards program fee of $50 waived for the first year. An airline ticket redemption fee of $24 applies. 4 Community Reinvestment Act government data, 2002 – 2014. © 2016 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. SBS60-0544 (_ ) America's small business lender Learn more about small business credit at SCHOOL OF THOUGHT n EDUCATION PROGRAMS THAT BENEFIT BUSINESS G etting a quality education is more than a grade, a diploma or proving you can jump through all the proper hoops for four or more years. It's also about en- countering new challenges, pushing yourself and acquiring real- life skills. And many of those skills have a direct impact on business. In this issue of the Business Journal, we highlight several pro- grams in North County that have realized the importance of an education, both for individual students and for local businesses. From specialized programs that focus on criti- cal thinking rather than memorization to part- nerships with universities that guarantee admission for local North County students, it's clear that education – and the implications that ed- ucation in turn has for business and economic growth – is important to North County. Speaking of economic growth, several cities in North County are currently undertaking massive development projects that will spur increased revenue. We take an in-depth look at many of those projects in this issue of the Business Journal. We also visit dozens of local farmers markets in this issue, and discuss the impact of agricultural growth via those markets on the larger North County economy. And hand-in-hand with those markets is our discussion of North County cuisine. Our Q&As in this issue with several different restaurant profession- als are proof of the innovation, expansion and economic possi- bilities to come at the hands of North County restaurants. Mark Kalpakgian, NCEDC President TRUSTEES AND OFFICERS OFFICERS President Mark Kalpakgian, Classical Academies Vice-President Linda Strand, Independent Energy Solutions Secretary Kevin Stotmeister, Federal Heath Sign Company Treasurer Paul Malone, EvCon Associates Chief Professional Officer Carl S. Morgan, San Diego North EDC TRUSTEES Rick Gittings, Hilltop Group, Inc. Jan Jackson, California State University San Marcos Vince Vasquez, National University System Institute for Policy Research PARTNER ORGANIZATION San Diego North Economic Development Council CLICK HERE to learn more CLICK HERE for a directory of Board members EDITORIAL/PRODUCTION Insider Digital Media Rob Lyon & Eric Marson, Co-owners • (949) 600-8668 CONTRIBUTORS Lindsey Ball, Joel Beers, John Phipps, Tom Pfingsten, Emmet Pierce, Amanda Weston STAFF Karen Pearson, Director of Investor Relations Becky Reisig, Economic Development Manager INQUIRIES North County EDC 950 Boardwalk, Ste. 303 San Marcos, CA 92078 (760) 510-3179 CLICK HERE to join the North County EDC l WELCOME NOTE NORTH COUNTY BUSINESS JOURNAL x SPRING 2016 x NORTH COUNTY ECONOMIC DEVELOPMENT CORPORATION

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